Financial Literacy Archives - Truly Rich and Blessed

April 22, 2015 by Tina

There is no doubt about it — raising a family these days can be challenging (but oh-so-fulfilling!). Besides the emotional and spiritual “nourishment” that our kids need, we also need to nourish their physical bodies too.

Now, for a Filipino worker who earns a minimum wage of just P404.00 or roughly $9.00 per day, or around P10,000 to 15,000 each month, budgeting for a family can be tricky (and believe me, I speak from past experience!).

Of course, if you’re earning minimum wage, it doesn’t mean that it’s impossible to feed your family properly, or that you have to struggle just so you and her family can eat.

How to Teach Your Kids the Basics of Money {An Invitation to the Money Smart Kids Workshop}

February 20, 2014 by Tina Leave a Comment

Ever since Anthony and I attended free financial literacy seminars a few years ago, we’ve been striving to implement the lessons we learned about managing money. I’ll be honest with you — it’s very, very challenging! Still, I thank God that we’re in better financial shape now compared to before, thanks to His providence shown primarily through (a) the generosity of our family and (b) the blessing of our work.

Since we also want to teach our kids the basics of money, especially about its value, the concept of earning AND saving/investing it (among other things), we also try to incorporate valuable money lessons in our everyday life. I try to abide by what I wrote in this article a few years ago (please forgive the broken links, if ever, and the incomplete article. I’ll have to update that post!). Basically, we try to teach the kids about the importance of earning, saving, investing and giving.

The (painful) truth is… despite what we do, I sometimes end up saying, “Money doesn’t grow on trees!” a lot, especially when we’re out and the kids see something they want us to buy for them “on my birthday, or maybe at Christmas, please, Mama? Please, Papa?” Yup, we do tend to spoil our kids at times (*sighs*) but we also try to keep them grounded.

That’s why when my friend Ginger told us about one of the workshops her company is holding this weekend, I told myself, “We have to go!” And immediately ~~told~~ asked Anthony if we could attend it. He said yes, so yey! 🙂 We’ll be going to the Money Smart Kids Workshop on February 23, Sunday! (I know the poster says “Saturday,” but Feb. 23 is a Sunday! He, he!)

I’m excited to learn from Fitz Villafuerte because I am a fan of his writing and admire his advocacy for financial literacy, especially among Filipinos. I hope the kids will be as excited as I am! There are going to be hands on learning activities and games, so I expect they’ll enjoy the workshop (please pray that they do, ha, ha!). I’m not sure if Rysse can join it though, as the event details indicate that it’s only for children aged 7 to 12 years old. Still, she’ll have to tag along with us because we won’t be able to leave her with anyone! 🙂 I’m sure she’ll pick up some valuable lessons along the way!

If you want to know more about the Money Smart Kids Workshop (and to register), please click here. Hope to see you there! 🙂

How do you teach your kids the basics of money? Come share!

Truly Rich Tips: Do You Want to Earn More? Give More! {Especially to Typhoon Haiyan Relief Efforts}

November 28, 2013 by Tina 8 Comments

Tomorrow, Friday, November 29, it will be three weeks since Typhoon Haiyan (or Yolanda to us Filipinos) devastated certain parts of the Philippines.

Photo by Bruce Reyes-Chow

It has been three weeks of pain, suffering, loss and so much more for our affected countrymen. But it has also been three weeks of witnessing the beauty of bayanihan, of seeing the resiliency of the Filipino spirit, of being amazed by the generosity of people from all over the world, not just the Philippines. So many countries are currently involved in relief efforts for the typhoon victims, and it has been encouraging and inspiring to see such an outpouring of love and support for our country.

Photo by Bruce Reyes-Chow

I also recently wrote an article on Smart Parenting about “ordinary” moms who have been doing “extraordinary” things to help the victims — truly, truly inspiring!

So what does all this have to do with my post for today? Well, first of all, let me share a secret with you — not because I want to brag or boast, but because I want to tell you how good God is. [Read more…]

Truly Rich Recommendations {Events}: Ready to Be Rich Family Finances Workshop

October 15, 2013 by Tina 2 Comments

Some of you may know that one of the reasons this blog is called “Truly Rich Mom” is because I was inspired by Kuya/Bro. Bo Sanchez’s book, 8 Secrets of the Truly Rich. Prior to choosing this name, I had blogs of different names both on WordPress and Blogger. Around the same time I was thinking of a blog name, my husband and I were able to attend .

We have since ~~struggled~~ tried to abide by all the principles and strategies that we learned from those seminars, plus Kuya/Bro. Bo’s books and teachings. We are not 100% financially free yet (meaning we still have debts to pay and are still building up our emergency and retirement funds, savings, and investments), but we hope to get there soon, by God’s grace! 😉

If — like me and my husband — you want to increase your financial literacy, learn how to budget for your family and plan financially for the future, among other things, you’ll definitely want to attend the latest workshop by Manila Workshops and Fitz Villafuerte of Ready To Be Rich, entitled READY TO BE RICH: FAMILY FINANCES.

The WORKSHOP:

Ready To Be Rich: Family Finances – This innovative workshop involves hands-on and interactive activities on how attendees can properly manage and balance a family budget, plan for their kids’ education or their parents’ retirement while ensuring that they still have money left to invest for them to achieve their financial goals.

Some of the topics that will be discussed include the zero-based budget system for households, money lessons for kids, personal finance strategies for married couples, sandwich generation survival tips and many others.

Who can attend the Ready To Be Rich: Family Finances workshop?

While anyone can join the workshop, it is designed for

Couples who are finding it hard to budget their income to sustain the needs of their family
Breadwinners who are taking care of their parents, or involved in elder care at home
Single parents who are finding it hard to achieve work-life balance
People who have relatives who depend on them financially
Newlyweds who would like to know how to become financially independent from their parents.

(Do you see yourself in any of the descriptions listed above? I do! 😉 )

This workshop will be held on November 9, 2013 (Saturday) from 10am to 4pm. The venue will be at Studio SnR, 3/F Millenium Plaza Building, Meralco Avenue, Ortigas CBD, Pasig City.

SPECIAL DISCOUNT FOR TRULY RICH MOM READERS! 🙂

Thanks to the awesome team behind this event, we have a special treat for you, my dear readers! 🙂 When you register for the Ready To Be Rich: Family Finances Workshop, just enter the referral code: TrulyRichMom to get P200 off your registration fee! There’s also an Early Bird Rate if you register before November 2 and a special couple rate of P3000. 🙂

To register for the Ready To Be Rich: Family Finances Workshop, just click here. My husband and I might be speaking at a retreat for parents of high school students at a certain school so we might not be able to attend this — still trying to work out our schedule though! 😉

P.S. Don’t forget to type in the special referral code — TrulyRichMom — to get P200 off your registration fee! 🙂 Just click here to register.

Claim His (Financial) Blessings for Your Life!

September 9, 2013 by Tina 4 Comments

My husband and I just finished talking (yet again) about our monthly budget and allocating our income for what remains of the first half of this month (can you believe how quickly time flies? It’s already almost mid-September!). Usually, our combined income goes towards tithes, savings and investments, and expenses like rent, utilities, groceries, transportation and debt payments – yes, we still have debts to pay off (long story), but that’s for another post altogether!

If you’ve been following this blog (shameless plug: please do! You can subscribe by email by typing in your address in the box on the sidebar or follow me via Bloglovin‘! Heehee!), you’d know that I’m now officially a freelancer. To be perfectly honest, sometimes, I still have tiny doubts about my decision. I still fear “the unknown,” as they say. Mostly, my fears are for our finances.

But you know what? Ever since my resignation from my fulltime job took effect on September 1, God has been surprising me and Anthony with His faithful provision. My dear friend and self-confessed “rah-rah” girl, Patty, referred me to someone who may be giving me a part-time writing job. One of my blog advertisers renewed their partnership with me, just in time for us to re-enroll our son at Kolbe Academy Homeschool. I have other potential projects and blog partnerships lined up too, and I’m claiming in Jesus’ name that everything will work out for our good, so that we can also share more of His blessings with others!

Speaking of claiming blessings in Jesus’ name, I noticed that all these things began falling into place ever since I started speaking and sharing the faith declarations that I previously posted about (here and here). Kuya/Bro. Bo is right — your words really can change your world! 🙂

I don’t know what your situation is right now — you may be having problems with believing in God’s provision, drowning in your debts, or feeling hopeless when it comes to your finances. Whatever it is you’re facing, believe that God can and will give you and me what we need to overcome all our obstacles. Let’s claim His blessings together for all the aspects of our lives, including our finances!

Here’s another faith declaration from How Your Words Can Change Your World:

Acknowledge the only source of all your resources.

“I’m rich and getting richer. I’m generous and getting more generous. God’s abundance is supplying my every need. Everything I touch prospers and succeeds. New doors will open before me. The right people will walk into my life. God will prosper the work of my hands. As I use my core gifts to serve others, I will be richly rewarded. In Jesus’ name!”

Praise Him for the generosity that will flow from your life.

May all of us be truly rich, according to God’s will and plan and time, so that we can bless and love others more! 🙂

Have you been doubting God’s provision for your life? Are you going through rough patches financially? Come share about it in the comments, and let’s claim God’s abundant blessings together!

*Photo source here.

How to Teach Your Kids the Basics of Money {An Invitation to the Money Smart Kids Workshop}

Truly Rich Tips: Do You Want to Earn More? Give More! {Especially to Typhoon Haiyan Relief Efforts}

Claim His (Financial) Blessings for Your Life!

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